Ownership layer · future-facing, honest labels
What can I own — physical, fractional or virtual?
Every card states exactly what it is. Virtual never implies land title unless a regulated agreement says so.
Rent-to-Own Path — how it works
- 1 Verify ID once — same KYC as RNPL, reused everywhere.
- 2 See the exact legal wrapper before money moves (deed, SPV note, or virtual licence).
- 3 Track value + documents in Finance. Exit terms shown upfront.
Fractional products are offered via regulated partners. Returns are targets, not guarantees. Read the offer sheet.
Trust checklist
- ✓ Partner licence number shown
- ✓ Funds held in escrow, not wallets
- ✓ Independent valuation attached
- ✓ Exit + fees on page one
Start with ₦50k/mo own-path
Auto-split from rent → deposit wallet.